Pensioners who are living with severe disabilities and receiving state pensions can claim an extra £4,310.80 per year from the Department for Work and Pensions (DWP).
This additional support is designed to help those with disabilities cover their living costs and supplement the benefits they already receive, including Pension Credit.
What is Pension Credit?
Pension Credit is a means-tested benefit that increases the weekly income of pensioners on a low income.
For those living alone, it can boost their income to £227.10 per week, while for couples, the amount can rise to £346.60 per week.
However, individuals with a severe disability can receive even more financial assistance through additional DWP payouts.
Additional Financial Support for Pensioners with Disabilities
Pensioners with a severe disability may qualify for an extra £82.90 per week, which totals £4,310.80 annually. To be eligible for this extra amount, pensioners must be receiving one of the following benefits:
- Attendance Allowance
- The middle or highest rate of the care component of Disability Living Allowance (DLA)
- The daily living component of Personal Independence Payment (PIP)
- Armed Forces Independence Payment
- The daily living component of Adult Disability Payment (ADP) (at the standard or enhanced rate)
This additional benefit is part of the DWP’s efforts to support individuals with severe disabilities, ensuring they can meet the extra costs associated with their condition.
Extra Financial Help Through Pension Credit
Beyond the £4,310.80 boost, claiming Pension Credit also opens the door to various other forms of financial support:
- Housing Benefit
- A Winter Fuel Payment worth up to £300
- A council tax discount
- A free TV licence for those aged 75 or older
- A £150 discount on winter energy bills through the Warm Home Discount Scheme
- Assistance with NHS dental treatment, glasses, and transport costs
These benefits, combined with Pension Credit, can significantly reduce the financial burden for eligible pensioners, making daily life more manageable.
Eligibility Criteria for Pension Credit
To qualify for Pension Credit, individuals must:
- Have reached the State Pension age
- Live in England, Scotland, or Wales
You can apply for Pension Credit up to four months before reaching State Pension age (currently 66 years for both men and women). You can also apply at any point after reaching the qualifying age, but keep in mind that applications can only be backdated by three months.
This means that you could receive up to three months’ worth of Pension Credit in your first payment if you were eligible during that time.
To estimate how much Pension Credit you may receive, the government provides an online calculator. You can also contact the Pension Service helpline at 0800 99 1234 for more details or to check if you’re eligible for the additional amounts.
Changes to Attendance Allowance
A large number of pensioners, approximately 1.7 million, are currently receiving Attendance Allowance.
However, changes are expected in the near future that could impact your entitlement or the amount you receive. The DWP has issued a warning, stating:
“You could be taken to court or have to pay a penalty if you give wrong information or do not report a change in your circumstances.”
Therefore, it is essential for pensioners to stay informed about potential changes to their benefits and ensure they provide accurate information to avoid penalties.
For pensioners living with severe disabilities, Pension Credit can offer essential financial support, along with additional help to cover living costs.
With the possibility of receiving up to £4,310.80 per year for those qualifying under various benefits, pensioners can also access a range of supplementary financial aid.
It’s crucial for pensioners to apply on time and ensure they are aware of any upcoming changes to Attendance Allowance or other related benefits.
FAQs
How do I qualify for the additional £82.90 per week?
To qualify for the extra £82.90 per week, you must be receiving one of the qualifying benefits, such as Attendance Allowance, PIP, or DLA, along with Pension Credit.
What other benefits can I receive along with Pension Credit?
Along with Pension Credit, you may be eligible for additional financial support, including Housing Benefit, a Winter Fuel Payment, and discounts on council tax and NHS dental treatment.
Can I apply for Pension Credit before reaching State Pension age?
Yes, you can apply for Pension Credit up to four months before reaching State Pension age, which is currently 66 for both men and women.