The Department for Work and Pensions (DWP) continues to distribute State Pension payments in July 2025 as scheduled, with no delays expected due to bank holidays.
Thanks to the government’s recent 4.1% pension uprating under the triple lock, pensioners are now receiving higher weekly payments, offering a crucial financial boost.
State Pension Increase 2025: What’s New?
From April 2025, UK pensioners are enjoying increased weekly amounts as part of the DWP’s annual commitment to support seniors’ income.
The boost is in line with the triple lock guarantee, which considers inflation, average wage growth, or 2.5%—whichever is highest.
- Full basic State Pension: £176.45 per week (up by £6.95)
- Full new State Pension: £230.25 per week (up by £9.05)
This means:
- Pensioners on the basic State Pension are £360 better off annually
- Those on the new State Pension see an annual increase of £470
DWP State Pension Payment Schedule – July 2025
In July 2025, payments will be made as normal without disruption, since there are no UK bank holidays falling this month.
State Pensions are paid every four weeks, and the actual payment date depends on the last two digits of your National Insurance (NI) number.
Here’s how the NI number determines the weekly payment day:
| NI Number Ending In | Payment Day |
|---|---|
| 00 to 19 | Monday |
| 20 to 39 | Tuesday |
| 40 to 59 | Wednesday |
| 60 to 79 | Thursday |
| 80 to 99 | Friday |
So for example:
- If your NI number ends in 45, you’ll be paid every Wednesday.
- If it ends in 12, your payment arrives on Monday.
Each person’s first payment date is chosen during their application process. The DWP states:
“You’ll be asked when you want to start getting your State Pension when you claim. Your first payment will be no later than 5 weeks after the date you choose.”
Understanding Your First and Ongoing Payments
When applying for the State Pension, you’ll pick a start date. This will influence when you get your first partial payment, followed by regular 4-week payments.
- First Payment: May arrive up to 5 weeks after the start date.
- Following Payments: Full amount every four weeks, aligned with your NI number.
The confirmation letter you receive from the DWP will outline:
- Your exact payment amount
- Your payment frequency
- The payment day of the week
What If Your Payment Date Falls on a Holiday?
Although no bank holidays fall in July 2025, it’s important to know what happens when one does. If your regular payment day is a bank holiday, the DWP will usually pay you early to ensure there are no delays.
How to Check Your State Pension Payment Date
You can easily track your next payment by:
- Reviewing the last two digits of your NI number
- Checking the DWP payment calendar
- Looking at the confirmation letter from the DWP
Remember: Your bank may take a few hours to process payments, so check again later in the day if it’s not yet showing.
With no delays expected in July 2025, DWP State Pension recipients can expect timely payments based on their National Insurance number.
Thanks to the 4.1% increase, pensioners are now better supported during rising living costs. Always verify your NI number ending to know your exact payment day.
FAQs
How often is the State Pension paid?
The State Pension is paid every four weeks. After your initial payment, you’ll receive the full amount every four weeks based on your National Insurance number.
What if my payment date is a bank holiday?
If your usual payment date is a bank holiday, the DWP pays your pension earlier than scheduled. No bank holidays fall in July 2025, so payments this month will be unaffected.
Can I choose when I get paid?
You select your first payment date when applying. Your ongoing payments then follow a four-week schedule tied to your NI number.