Numi Kent
As the Department for Work and Pensions (DWP) introduces proposed welfare reform aiming to cut £5 billion annually from the benefits system, many households are bracing for change.
However, for July 2025, there’s some relief — most benefit and pension payments will continue as scheduled, except in specific regions like Northern Ireland, where a bank holiday adjustment applies.
Here’s everything you need to know about DWP payment dates in July 2025, including the full schedule, exceptions, and what to do if your payment is delayed.
DWP July 2025 Payment Dates: Bank Holiday Exceptions
In England, Scotland, and Wales, there are no public bank holidays in July, meaning payments will be made on their regular schedule.
However, Northern Ireland observes Orangemen’s Day (Battle of the Boyne) on Saturday, 12 July. Since the bank holiday transfers to Monday, 14 July, any payments due on that day will likely be made early — on Friday, 11 July 2025.
Full DWP Benefit Payment Schedule for July 2025
The table below outlines the usual payment frequency and any notable information for each major benefit distributed by the DWP.
| Benefit Type | Payment Frequency |
|---|---|
| Universal Credit | Monthly |
| Attendance Allowance | Every four weeks |
| Carer’s Allowance | Weekly in advance or four-weekly |
| Child Benefit | Four-weekly or weekly (if eligible) |
| Disability Living Allowance | Every four weeks |
| Employment and Support Allowance (ESA) | Every two weeks |
| Income Support | Every two weeks |
| Jobseeker’s Allowance (JSA) | Every two weeks |
| Maternity Allowance | Every two or four weeks |
| Pension Credit | Every four weeks |
| Personal Independence Payment (PIP) | Every four weeks |
| Tax Credits | Weekly or every four weeks |
Note: If a payment date falls on a weekend or bank holiday, it is typically issued on the last working day before.
State Pension Payments in July 2025
State pension payments are made every four weeks directly to a claimant’s bank, building society, or credit union account. The day of the week your pension is paid depends on the last two digits of your National Insurance (NI) number:
| NI Number Ends With | Payment Day |
|---|---|
| 00 to 19 | Monday |
| 20 to 39 | Tuesday |
| 40 to 59 | Wednesday |
| 60 to 79 | Thursday |
| 80 to 99 | Friday |
Since there are no UK-wide bank holidays in July, these payments will be unaffected in all regions except Northern Ireland, where Monday, 14 July may result in early payments on Friday, 11 July.
What to Do if Your DWP Payment is Missing
If you don’t receive your payment on the expected date:
- Double-check your award notice and bank account.
- If the date has passed and funds haven’t arrived, contact the appropriate DWP helpline.
- For tax credits, contact HMRC instead.
Do not delay in reporting a missing payment to avoid disruption in your regular financial support.
Despite the looming reforms in the DWP’s welfare structure, July 2025 brings consistency in payment schedules for most benefit recipients across the UK.
Only Northern Ireland experiences a shift due to the 14 July bank holiday, with payments likely advanced to 11 July.
Keeping an eye on your payment day, especially for pensions and benefits that follow a structured schedule, is essential to financial planning and stability.
FAQs
Will my benefit payment be early in July 2025?
Only if you’re in Northern Ireland and due a payment on Monday, 14 July — it will be made on Friday, 11 July.
How often is Universal Credit paid?
Universal Credit is typically paid once a month directly into your bank account.
How do I know my pension payment date?
It depends on the last two digits of your National Insurance number. Payments are made Monday to Friday on a four-week schedule.